Ask Our Specialists

Hello, You can find the benefits schedule here /exchangeguard/international-health-insurance/ For complete plan details please refer to this document

Hello, Please use the following to search for providers within United Healthcare PPO network: /international-medical-ppo-network/ Thank you, Insubuy / GF customer service specialist

Hello, Travel medical insurance covers insured outside their home country. Thank you, Insubuy / GF customer services specialist

Hello, Do you need travel medical insurance for visiting the U.S. ? or travel outside the U.S. ? Please be more specify. Thank you, Insubuy / GF customer service specialist

Once you have sent in the claim form the insurance company will process the claim and reply within 4-6 weeks. If they need further input from you they will reach out to you.

We have plans that can cover for an acute onset of a pre-existing condition. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.