Ask Our Specialists

Many insurance carriers have decided to temporarily cease coverage for people while in Israel. While we do have some plans that will offer coverage, unfortunately, if the proposed insured is physically present in the state of New York at the time of application there will not be any plans available to them if their destination is Israel. If you have any questions please call our office at 1(866)467-8289 to speak with an agent.

We would need a bit more information in order to assist you, as you have a Travel Medical Insurance policy, not a Trip Cancelation plan. Please call our office at 1(866)467-8289 to speak to an agent or you email [email protected] with your certificate number and question.

This plan does not offer coverage for pregnancy or maternity related expenses. There are some plans available to J visa holders that can offer coverage for Maternity expenses if the insured is not yet pregnant. Study USA Platinum offers the most coverage for maternity expenses and will pay 80% of related expenses to $20,000. Unfortunately, if the insured is already pregnant there are no plans that will offer any coverage for those maternity related expenses. If you have any additional questions please let us know.

Insurance premium's are heavily regulated by law, so nobody is able to charge a dollar more or less than what the insurance company is charging. When running a quote, please make sure you are selecting the same policy maximum, deductible, and duration and you should receive a quote for the same price that will be found anywhere else. If you still find that this is not the case, please call our office at 1(866)467-8289 to speak with an agent.

Beacon america cover outside the home country of the insured person. The plan can also include travel to Canada.

If the illness or injury existed in your body before the start date you can consider it pre-existing and would likely want to consider a plan with the acute onset of a pre-existing condition. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.